Unterseh-Schreder Insurance Agency LLC was founded in February of 2020. Our agency’s goal is to help people find the best coverage at the lowest cost. Rest assured, we have your best interest at heart and want to help you.
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How To Keep Your Healthy New Year’s Resolutions
Posted: January 10, 2026
How To Keep Your Healthy New Year’s Resolutions Every January, goals like eating better, moving more, and managing stress feel energizing. The difficult part is turning those resolutions into habits that last past the first few weeks. Your health insurance plan can quietly support that effort by lowering costs and making healthy choices more convenient. Turn Resolutions Into Preventive Care Visits Most health plans, including...
Does Medicare Cover Ambulance and Air Ambulance Services?
Posted: January 6, 2026
Emergencies happen suddenly and move fast. Families naturally focus on getting a loved one to the hospital and worry later about the costs. Medicare does cover many ambulance trips, but the rules are specific, and misunderstandings can lead to surprise bills. Ground Ambulance Coverage Basics Traditional Medicare usually handles ambulance services under Part B. Coverage applies when transportation is medically necessary, which means any other...
Health Benefits of a Digital Detox
Posted: December 25, 2025
Constant pings keep your brain in a light “alert” state, nudging cortisol and heart rate up and making it harder to downshift at night. Blue-light exposure in the evening suppresses melatonin secretion, disrupting sleep onset and shortening deep sleep. Infinite-scroll feeds run on variable rewards, a dopamine pattern encouraging “just one more” swipe. Add negative headlines and you get the doomscrolling-anxiety loop: elevated arousal, poorer...