Lifestyle Factors That Can Affect Your Health Insurance Cost
Posted: June 10, 2025
1. Smoking and Tobacco Use Smoking is one of the most significant lifestyle factors impacting insurance costs. Tobacco users are typically charged higher premiums due to the increased health risks associated with smoking, such as lung disease and heart problems. Quitting smoking improves your overall health and can lead to substantial savings on your insurance costs over time. Specifically, smokers may pay two to three...
Health Benefits of the Great Outdoors for Seniors
Posted: June 6, 2025
June is National Great Outdoors Month, the perfect time to celebrate the benefits of nature and its positive impact on senior health. Spending time outdoors isn’t just enjoyable; it offers many physical, mental, and social benefits that can improve the quality of life as we age. Keeping Your Body at Its Best Engaging in outdoor activities can help seniors maintain strength, flexibility, and balance. Walking...
When Is a High Deductible Health Plan the Right Choice?
Posted: May 25, 2025
Health insurance can seem like a labyrinth of legal and medical jargon, with endless choices. One option that often sparks confusion is the High Deductible Health Plan (HDHP). When they hear “high deductible,” many people immediately think it is expensive and risky. However, in some cases, it can actually be a good move. The following information can help you decide whether a high-deductible health plan...
Tips for Moving to Another State with Medicare
Posted: May 21, 2025
If you are enrolled in Medicare, moving to another state means navigating the healthcare system across state lines. It does not have to be stressful, but it may require some planning to keep your Medicare coverage intact while enjoying your new home. Here are some practical tips to help you make the transition as smooth as possible. Understand Your Coverage and How It Works in...
Strategies to Help You Pay Less for Prescriptions
Posted: May 10, 2025
Paying for prescription medications today can feel like an endless loop of rising costs and unexpected expenses. Medications are a reality of modern life, regardless of age or health status, and the price tag can be overwhelming. The good news is that there are ways to reduce costs without sacrificing your health or well-being. Generic Medications It is no secret that brand-name medications can be...